How the hell do you do it? Back in early December I blogged about how CJ was contemplating a business idea of his own; a type of childrens franchise, a salon, to be exact. Well, if he does that he'd eventually leave his day job and with that comes the loss of insurance...

Now, if he does that and leaves his day job we not only lose health insurance but life insurance for him as well. The health insurance we can find elsewhere but life insurance rates are seriously mind boggling! AND, the older you are the more expensive it is!

I told him that he really needs to win the lottery before he contemplates quitting his day job!